OPERATIONAL RISK MANAGEMENT OF AN INDEPENDENT ISLAMIC BANK

Risk is always be an obstacle to achieving the goals of companies and financial institutions,both conventional sharia. It has become a necessity for every company institutionto have good risk management system so able manage existing risks in order avoid losses, butthe application carried out by Islamic banks certainly very high complexityand needs deepen. This study uses qualitative descriptive approach with purposive sampling ofreports on implementation BSM operational efforts made mitigaterisk 2016-2019. Syari'ah Mandiri Bank aim create sustainable growth through theoptimization Good Corporate Governance (GCG). Based & Control Self Assessment (RCSA)assessment, that occurred from 2016 2019 been successfully managed wellwith average impact rating low moderate - frequency level 2 (The possibility ofan event occurring 12 month period less than 20%), this shows achievement applicationoperational well done Syari 'ah Bank.